Have low cost

Four, push forward the letter loan property stock certificate to turn, promote commercial bank profit ability, guard against system financial risk
The local banking obtains to fly to soon develop at the same time, also want to see current banking earnings mode one, excessively depend on the circumstance that the benefit differs still don,t change.In the whole bank loan at the same time, in the long-term loan have around half, the risk is highly concentrated.There is member of committee that point out, believe to lend a property stock certificate to turn is a kind of new funds to supply a way, have low cost, Gao mobility, the characteristics of low risk, can nicely alleviate bank mobility nervous condition, excellent turn bank property liabilities structure, make bank from earning benefit bad for lord to with earning service charge for the lord change direction, the type changes to the capital management type from the capital depletion;In addition, the stock certificate turns to also scatter banking whole risk and make up currently an our country investment outlet and species missing present condition, to blunt inflation pressure, for extension inside the letter needing to develop to provide continuously lend support.For this, the member of committees suggest, on being the type and scale that extends a stock certificate to turn a letter loan property, abundant product species.Two is the restriction that loosens to go into city to the inshore outside organization funds and invests direction and scale further, simplify to pay tax link, give appropriate special discount, encourage more extensive investor participation.Three is establishment and perfect and related law laws quickly, excellent turn letter to lend a property of the stock certificate turns of system environment.Four is the development that cultivates and promotes reputation rating organization.